Number_6 on "How can I include user's handle in a text link?"

Basically what I want to do is link the user to a page in their Buddypress-powered profile (like to the page where they can change avatar). The problem is having the browser render the user's name within the directory hierarchy of a HTML link.

Example:

http://......ws/members/*username*/profile/change-avatar/

I've tried putting php inside the HTML link, but only got back gibberish. Must I input this link list into the theme?